Calculate exactly when you'll pay off your loan based on current payment amounts. See how extra payments accelerate your payoff date.
Enter your values below
Outstanding principal on your loan.
Your current monthly payment amount.
Annual interest rate of your loan.
Additional amount paid each month.
How this calculator works
Uses the loan amortization formula to calculate the number of months until the balance reaches zero, accounting for regular and extra payments.
Common questions about this calculator
These calculators are for informational purposes only. While we strive for accuracy, results should not be used as the sole basis for important decisions.
