Calculate your actual take-home pay after all federal, state, and local taxes plus mandatory deductions. See a breakdown of each deduction and your effective tax rate.
Your total earnings before any taxes or deductions.
How often you receive your paycheck.
Use the IRS brackets or your effective rate from last year.
0% for states with no income tax (TX, FL, NV, etc.).
Some cities like NYC and Philadelphia have local income tax.
This calculator provides a granular breakdown of your paycheck. It estimates federal income tax using the current year brackets, applies state and local taxes where relevant, deducts FICA (6.2%) and Medicare (1.45%), and accounts for any post-tax deductions you specify.
Convert your salary between annual, monthly, weekly, and daily pay periods.
Convert hourly wages to annual salary and other pay frequencies.
Compute overtime pay using standard 1.5x or custom rate multipliers.
Calculate your net pay from gross salary after taxes and deductions.
Sum all income sources into a single annual total for budgeting.
Estimate your bonus after federal supplemental tax withholding.
