Estimate the total closing costs for buying or refinancing a home. Includes lender fees, title insurance, escrow deposits, and other standard settlement charges.
Closing costs are typically 2% to 5% of the loan amount. The calculator breaks down each major component: lender fees (origination, application, underwriting), title search and insurance, escrow reserves for taxes and insurance, prepaid interest, and third-party fees such as appraisal and survey.
Estimate your monthly mortgage payment and total interest cost.
Decide if refinancing your mortgage will save you money.
Determine whether renting or buying is the better financial choice for you.
Find the maximum home price within your budget.
Estimate PMI costs and find out when you can drop it.
Save thousands by switching to biweekly mortgage payments.
